Coverage Maximums

The maximum for each medical service is $650 (levels 1–3 and 5) or $1,300 (level 4). Total services may not exceed $6,000 (levels 1–5).

Reasonable and Customary Charges for Paramedical Services are the maximum amount the insurance plan will recognize for a particular service, based on the average cost of that service in a given region.

Select your province to view the applicable maximum coverage amounts for each medical service:

Alberta

Acupuncturist
Initial Assessment: $140
Subsequent Visits: $105

Chiropractor
Initial Assessment: $135
Subsequent Visits: $75

Dietitian
Initial Assessment: $195
Subsequent Visits: $165

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $140

Naturopath
Initial Assessment: $250
Subsequent Visits: $180

Osteopath
Initial Assessment: $170
Subsequent Visits: $155

Physiotherapist
Initial Assessment: $145
Subsequent Visits: $120

Podiatrist
Initial Assessment: $130
Subsequent Visits: $105

Speech Therapist
Treatment (per hour): $160

British Columbia

Acupuncturist
Initial Assessment: $140
Subsequent Visits: $110

Chiropractor
Initial Assessment: $125
Subsequent Visits: $70

Dietitian
Initial Assessment: $170
Subsequent Visits: $155

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $135

Naturopath
Initial Assessment: $245
Subsequent Visits: $175

Osteopath
Initial Assessment: $150
Subsequent Visits: $145

Physiotherapist
Initial Assessment: $135
Subsequent Visits: $110

Podiatrist
Initial Assessment: $175
Subsequent Visits: $105

Speech Therapist
Treatment (per hour): $155

Saskatchewan

Acupuncturist
Initial Assessment: $120
Subsequent Visits: $95

Chiropractor
Initial Assessment: $90
Subsequent Visits: $55

Dietitian
Initial Assessment: $160
Subsequent Visits: $130

Homeopath
Initial Assessment: $175
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $230
Subsequent Visits: $170

Osteopath
Initial Assessment: $150
Subsequent Visits: $135

Physiotherapist
Initial Assessment: $130
Subsequent Visits: $85

Podiatrist
Initial Assessment: $110
Subsequent Visits: $85

Speech Therapist
Treatment (per hour): $130

Manitoba

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $95

Chiropractor
Initial Assessment: $95
Subsequent Visits: $55

Dietitian
Initial Assessment: $160
Subsequent Visits: $135

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $230
Subsequent Visits: $170

Osteopath
Initial Assessment: $150
Subsequent Visits: $135

Physiotherapist
Initial Assessment: $100
Subsequent Visits: $85

Podiatrist
Initial Assessment: $110
Subsequent Visits: $85

Speech Therapist
Treatment (per hour): $165

Ontario

Acupuncturist
Initial Assessment: $130
Subsequent Visits: $105

Chiropractor
Initial Assessment: $130
Subsequent Visits: $90

Dietitian
Initial Assessment: $195
Subsequent Visits: $140

Homeopath
Initial Assessment: $180
Subsequent Visits: $115

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $125

Naturopath
Initial Assessment: $245
Subsequent Visits: $170

Osteopath
Initial Assessment: $175
Subsequent Visits: $140

Physiotherapist
Initial Assessment: $130
Subsequent Visits: $105

Podiatrist
Initial Assessment: $115
Subsequent Visits: $90

Speech Therapist
Treatment (per hour): $160

Quebec

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $90

Chiropractor
Initial Assessment: $125
Subsequent Visits: $70

Dietitian
Initial Assessment: $155
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $110

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $140

Naturopath
Initial Assessment: $170
Subsequent Visits: $115

Osteopath
Initial Assessment: $120
Subsequent Visits: $115

Physiotherapist
Initial Assessment: $115
Subsequent Visits: $105

Podiatrist
Initial Assessment: $140
Subsequent Visits: $105

Speech Therapist
Treatment (per hour): $150

New Brunswick

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist
Treatment (per hour): $120

Nova Scotia

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist
Treatment (per hour): $120

Prince Edward Island

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist
Treatment (per hour): $120

Newfoundland & Labrador

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist
Treatment (per hour): $120

Yukon

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist

Treatment (per hour): $120

Northwest Territories

Acupuncturist
Initial Assessment: $115
Subsequent Visits: $105

Chiropractor
Initial Assessment: $115
Subsequent Visits: $70

Dietitian
Initial Assessment: $135
Subsequent Visits: $110

Homeopath
Initial Assessment: $125
Subsequent Visits: $90

Kinesitherapist
Treatment: $125

Massage Therapist
Treatment (per hour): $115

Naturopath
Initial Assessment: $200
Subsequent Visits: $145

Osteopath
Initial Assessment: $140
Subsequent Visits: $130

Physiotherapist
Initial Assessment: $105
Subsequent Visits: $90

Podiatrist
Initial Assessment: $90
Subsequent Visits: $75

Speech Therapist
Treatment (per hour): $120